Business funding the way it was meant to be…
The easiest way to take your
business to the next level.
Introducing Ridgestone
Business Funding
the Way You’d Design It
Get the business loan or line of credit you need, when you need it.
Flexible Business Loans
Business Line of Credit
Secure it before you need it—use it when you do. A line of credit for your peace of mind. Up to $500K and rates as low as 9.99%
Equipment Financing & Leasing
Why use your capital for a depreciating acquisition? Lease or finance it instead. Keep cash available for starting new projects.
Welcome!
Take a peek inside the Ridgestone Capital Corporate office located in Irvine, CA. Our lending professionals are here to help your business thrive.
What’s the minimum business annual revenue to get financing?
What’s the minimum amount of time I need to be in business to qualify?
What does my FICO credit score need to be?
Do I need a business bank account to work with RidgeStone?
Our Process
Apply now
Review options
Receive funds
What Our Clients Have to Say
Latest Posts
3 Ways to Finance your Franchise Business
Starting a franchise can be an exciting and financially rewarding experience. However, as you think about your franchise, the first thing that probably comes to mind is how you will finance it. The good news is, there are plenty of financing options available for...
5 Insightful Reasons Why Working with a Direct Lender is Important for Your Business
The total number of loans given to small business owners by traditional lenders has dramatically decreased by over 20% in the last decade. Conventional money lenders are increasingly avoiding the small business space, but that should not be a call for alarm. After...
How Do I get a Business Loan with Bad Credit?
According to a report published by the Small Business Administration, over $10 billion was loaned to small businesses between January 1 and April 17, 2020, in the form of 7(a) loans. In the same 4.5-month period, over $55 million was loaned in the form of Community...
What is Equipment Depreciation and How Do I Calculate It?
Depreciation is an accounting term that shows the decreasing value of assets bought for a business. It indicates the value of your assets, including any equipment used in running the business, that has been used up and helps you expense a portion of costs every year...
Take your business to the next level
At RidgeStone Capital, we treat your business with utmost respect and attention, knowing that you have choices when it comes to securing a business loan or line of credit for your business. Learn more about RidgeStone Capital and how a personal, professional touch helps you get the financing you need from the name you can trust.
