Flexibility meets affordability

Get a Business
Line of Credit

A business line of credit can help ensure you have the funds you need before you need it.

Short-term financing for your company should be quick, easy and flexible. RidgeStone can help you with a line of credit that’s specially tailored to your business at a competitive rate—so it’s available the moment you’re ready.

Supplies, bills, employee payroll, inventory or whatever your business needs, we offer funding that fits. Our credit lines are unsecured (read: no need for collateral), require minimal paperwork, and can be available instantly.

  • $5K to $250K revolving credit lines
  • Repay daily, weekly or monthly
  • Only repay what you draw, plus interest
  • Simple online application
  • No collateral needed
  • No hidden fees
  • All credit considered
  • Rates starting at 13.99% APR*

Get Line of Credit Options

1 Minute Application

4 Hour Funding Decisions

Receive Funds in 24 Hours

Loans and credit lines up to $5M

Take Action

Our Process

Apply now

Apply online or phone it in (we’ll do the typing). Our simple application process takes only a few minutes. Just have your business tax ID (EIN) and three months of business bank statements on hand.

Review options

A RidgeStone Capital loan expert will call you within one business day to discuss your loan options. If approved, choose the terms and amount that best fit your business needs.

Receive funds

Once approved, your business loan is deposited in your bank account as quickly as the next business day. Lines of credit are available on the same day as approval in many cases.