Meet Your Goals, Starting Now

Short-Term Funds,
Long-Term Goals

Our short-term business loans provide the funds you need at competitive rates, flexible terms and lightning-fast turn-around.

RidgeStone Capital is a leading provider of small business loans with reasonable rates and without collateral. You can submit a term loan application in minutes, and our staff reviews your loan application immediately. Once approved, one of our funding specialists will contact you with a variety of loan amounts and lengths. These options will be specifically tailored to your business, ensuring that you have the best options at the best rates for your specific needs.

We know you have a business to run and strive to make the term loan process—from application through funding—as efficient as possible. Call or complete our short quote form to learn how a RidgeStone term loan can help your business.

  • Loans from $5,000 to $500,000
  • 3 to 18 month terms
  • Simple online application
  • No collateral needed
  • All credit considered
  • No hidden fees
  • No upfront costs
  • Easier than a bank loan

Free Short Term Loan Quote

1 Minute Application

4 Hour Funding Decisions

Receive Funds in 24 Hours

Loans and credit lines up to $5M

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Our Process

Apply now

Apply online or phone it in (we’ll do the typing). Our simple application process takes only a few minutes. Just have your business tax ID (EIN) and three months of business bank statements on hand.

Review options

A RidgeStone Capital loan expert will call you within one business day to discuss your loan options. If approved, choose the terms and amount that best fit your business needs.

Receive funds

Once approved, your business loan is deposited in your bank account as quickly as the next business day. Lines of credit are available on the same day as approval in many cases.