RidgeStone Capital Blog
Do I Need Collateral for a Business Loan?
Whether you're just starting your business, looking to expand or want to purchase new equipment, you'll need cash to reach your goals. A business loan can provide that cash, but will you have to pledge collateral? That depends on the type of loan you're taking out and...
How Factor Rates Affect Financing Your Business
The interest lenders charge on some types of loans is called a factor rate-sometimes referred to as a money factor. A factor rate is not to be confused with interest rates or an APR (annual percentage rate). In this article, we discuss what you need to know about...