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What is Your PAYDEX Score and How Do You Improve It?

What is Your PAYDEX Score and How Do You Improve It?

by RidgestoneAdmin | Mar 1, 2020 | Uncategorized

As a business owner, you have heard the term PAYDEX but may not know exactly what that term means and more importantly what it means for your business. When trying to secure funding for a business loan your company’s PAYDEX score will be an important determining...
Small Business Loan Terms Every New Entrepreneur Should Learn

Small Business Loan Terms Every New Entrepreneur Should Learn

by RidgestoneAdmin | Feb 15, 2020 | Uncategorized

Fortunly, a website devoted to the latest business and financial news, recently reported on some statistics from the Small Business Administration. Among those statistics include the fact that it requires an average of $30,000 to get a new business going. Since you...
Save Your Operating Capital: Business Equipment Leasing

Save Your Operating Capital: Business Equipment Leasing

by RidgestoneAdmin | Feb 1, 2020 | Uncategorized

Whether you’re looking for start-up capital, buying inventory, or purchasing new equipment, save your operating funds through business equipment leasing. Often, business owners put off upscaling their business or getting much-needed business equipment because...
Do I Need Collateral for a Business Loan?

Do I Need Collateral for a Business Loan?

by RidgestoneAdmin | Jan 15, 2020 | Uncategorized

Whether you’re just starting your business, looking to expand or want to purchase new equipment, you’ll need cash to reach your goals. A business loan can provide that cash, but will you have to pledge collateral? That depends on the type of loan...
How Factor Rates Affect Financing Your Business

How Factor Rates Affect Financing Your Business

by RidgestoneAdmin | Jan 1, 2020 | Uncategorized

The interest lenders charge on some types of loans is called a factor rate-sometimes referred to as a money factor.  A factor rate is not to be confused with interest rates or an APR (annual percentage rate). In this article, we discuss what you need to know about...
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